Now’s a great time to get a grip on your finances. To clear the decks and set smarter budgets, to uncover ways to trim outgoings and maybe even create space to sock a few pennies away.

If this full financial reset sounds like a lot, fear not. Here are some fiscally astute apps that make managing your money more, well, manageable.

We get it, your money isn’t going as far. But these budgeting apps provide a clear plan to more disciplined spending. They can identify novel ways to trim costs, reduce debt and help you build towards a North Star financial goal.